How to repair credit
If you already have established credit and you were not very good at managing it, there are laws in place to protect consumers and you can still repair your credit and get back on track.
- Settle your collections (make sure they agree to remove their accounts from your report after you settle the account!!!)
- Contact all the creditors that have derogatory information on your report and try to get them to remove negative information off your credit report
- Establish new positive credit
If this is all overwhelming and you would rather get help, you can always seek out a reputable credit repair agency who will help you clean up your credit history and help you get back on track for as little as $500!! Sometimes, that is all it takes!
